bokf.comCorporate Profile | BOK Financial Corporation

Corporate Profile Overview About Financial Overview Our Leadership Family of Brands Stock Information Stock Information Credit Ratings Analyst Coverage Mergers & Acquisitions DRIP/Direct Investment SEC Filings All SEC Filings Section 16 Filings Presentations News & Events News & Press Releases Events Media Contacts Governance Governance Documents Other Disclosures Risk Reporting Hotline ESG News & Events More About BOK Financial We began in 1910 as a regional source of capital for the energy industry; we’ve become one of the strongest, most vibrant financial institutions in the country, fueling economic growth and security across the American Midwest and Southwest. From our roots in Tulsa, Oklahoma, we’ve grown into a leading provider of sophisticated financial solutions to businesses, institutions and individuals across the country. We are nimble and responsive to changing market and industry conditions, while taking time to build enduring relationships with our clients. We believe that no financial challenge is too big and no opportunity too small to make an impact. We are guided by our commitment to serving our clients, providing a positive work environment for our employees and making a difference in the communities we serve. Stock VIEW STOCK INFORMATION Investor Presentation NASDAQ: BOKF VIEW PRESENTATIONVIEW PRESENTATIONFirst Quarter Earnings I am proud of the exceptional second quarter financial results delivered across the board by our team. Wealth segment revenues set another record this quarter, and core loans reached an all-time high led by the commercial and industrial segments. Our growth efforts are supported by the vitality of our geographic footprint as well as our diverse business model—non-interest revenues were almost 40 percent of total revenues for the quarter. Using our capital and liquidity strength, we are taking advantage of market and economic uncertainty to prudently grow. Our full-service banking market expansion into San Antonio and the addition of a fixed-income sales and trading office in Memphis are just two more examples of how we are investing to build long-term shareholder value. That disciplined, long-view approach has consistently been a distinct advantage for BOK Financial.We recognized another solid quarter of earnings driven by our diverse business model, which prudently balances interest revenue with non-interest revenues and allows us to perform well in a multitude of business climates. Non-interest revenues now represent 40% of our total revenues. In addition, we continue to focus on opportunities for growth given the economic vitality of our core geographic footprint as we take advantage of our capital and liquidity strengths. We have increased loans almost 9% over the previous year and our core commercial and industrial loans are up 8% from last year. We’re focused on investing in growth initiatives like our San Antonio expansion, which will drive long-term shareholder value. We have consistently proven that our business diversification coupled with our outstanding team outperforms against strong headwinds.First quarter results were characterized by a stabilizing net interest margin, strong asset quality, continued strong operating revenue growth, and well-managed expenses. It is also another reflection of our long-term focus and efforts to create sustainable earnings. While many banks sold their VISA B shares at a considerable discount, we chose to retain the shares we received in 2008 and expect to receive full value in VISA’s announced exchange offer. Given our perception of market spreads, we took an opportunity to reposition the securities portfolio in the first quarter in anticipation of a gain in the second quarter this year from monetizing our VISA B shares. The net result is expected to further improve our net interest margin and net interest revenue outlook in future periods. Commercial loans grew almost 9% annualized as we focus on growth to utilize our strong capital and liquidity levels as others retrench. Our credit metrics remain very strong and are a direct reflection of the focus we put on disciplined risk management. I am also exceptionally proud we were recognized as one of only 60 organizations to receive the 2024 Gallup Exceptional Workplace Award. This is independent validation of our culture of inspiration, ambition, collaboration, and tenacity. Stacy Kymes President and Chief Executive Officer Our Leadership The depth of expertise across BOK Financial Corporation’s leadership is second to none. A practiced, knowledgeable leadership team coupled with a robust board of directors who possess a breadth of knowledge, both inside and outside of our economic footprint, adds a diverse perspective to our organization. VIEW LEADERSHIP Our Family of Brands BOK Financial Corporation has a long-time commitment to serving customers and communities throughout the United States. It provides a wide array of banking, fiduciary and investment services through our regional bank brands, a broker dealer, four registered investment advisor firms and an electronic funds network. Full Service Banking Markets Albuquerque Arizona Arkansas Colorado Kansas Missouri Oklahoma Texas Retail and Commercial Banking Wealth Management Transaction and Processing Mortgage Governance and Other Governance Documents Historical Prime RateOther disclosures RISK REPORTING HOTLINE CONTACT US Investors & Press More about our parent company, BOK Financial Corporation, including investor and press information: investor.bokf.com Careers A great career starts here! Explore our, many opportunities to develop and advance your professional skills: jobs.bokf.com BOK Financial Offering products, services and solutions from coast-to-coast: bokfinancial.com BOK Financial Securities A registered broker/dealer in all 50 states and, the full-service brokerage subsidiary of BOK Financial Corporation: securities.bokfinancial.com Services provided by BOKF, NA. Member FDIC. Equal Housing Lender. BOK Financial® is a trademark of BOKF, NA. ©2021 BOKF, NA. Copyright , © Powered By Q4...